Money, fully
charged

Amper is more than a business account — it's the financial engine for teams that sell, hire and get paid across borders.

Money should move as fast as your ideas. Hold, spend and send in 40 currencies without bank-sized fees.

A hand holding a phone showing the Amper app
9:41
Good morning,Maya Okafor
Total balance · 6 currencies$248,390.12
Business
5390 2244 1180 4471
Valid thru08/29Okafor Studio
amper
Quick sendSee all
Add Kwame Ines Theo Sofie
Latest activitySee all
Sofie LundOct 08, 2026+€4,175.75
NNordlys ASOct 07, 2026+$12,480.00
AAWSOct 06, 2026−$1,204.88
AccountsManage
US Dollar$182,904.20
Euro€41,280.55
British Pound£12,066.10
Japanese Yen¥640,000
Invoice #2048 paidNordlys AS · Oslo+$12,480
Payroll sent14 people · 6 countries
Arrived in 11 secondsUSD → EUR at mid-market

Trusted by 40,000+ teams
in 160 countries

Why Amper

One account to get paid, spend smarter and pay anyone.

What changed for teams in their first year on Amper — in 40 currencies, from anywhere.

cross-border sales +175%

supplier payouts +220%

FX fees −64%

month-end close 9 days faster

Products

Everything your money does,
in one place.

Four products that share one balance, one login and one set of rules. Start with one, switch on the rest when you need them.

Woman holding a card and phone on a blue backdrop

01 · Accounts

€24,180.00 receivedNordlys AS · Local EUR details

Global accounts

Local details in USD, EUR, GBP and 7 more. Get paid like a local everywhere.

Paying with a green Amper card at a bakery

02 · Cards

Approved · Le Fournil€18.40 · 2% back

Cards

Unlimited virtual and physical cards, with limits per person, per vendor, per month.

Woman pointing at her phone on an orange backdrop

03 · Payouts

Batch payout sent275 people · 38 countries$482k

Payouts

Pay contractors, suppliers and payroll in 160+ countries from a single CSV.

Woman celebrating with her phone

04 · Treasury

4.6% APY on idle cash+$1,284.22 earned this month

Treasury

Put idle cash to work in money-market funds and treasuries. No lock-ups.

Global

Send money wherever
your business goes.

Hold 40 currencies and pay out to 160+ countries at the real mid-market rate. Most transfers land in under 20 seconds.

Live rates · USD

160+

countries

AMPERnow

You have an incoming transferYou received ₦70,000,000 from Femi Ogunsanya

Pricing, honestly

Keep up to 6× more
of every transfer.

Banks hide fees in the exchange rate. We use the mid-market rate and show the fee up front. Try it.

Calculator

Recipient gets

Illustrative comparison using indicative rates. Provider names are generic categories.

People moving through an orange-lit studio

Spend management

Spend as
a team

+$1,200Design
+$800Ops
+$450Travel

Budgets

Give every team a budget, not a blank cheque.

  • Budgets that top up on schedule
  • Receipts matched automatically
  • Approvals in Slack, in one tap

Customer savings · 12 months

In the past year alone, we've saved
Amper customers around

$412M
Woman smiling at her phone against a colourful wall

Could we save you money too?

Compare your fees

Figure combines fee and exchange-rate savings versus average bank pricing, Oct 2025 – Sep 2026.

Developers

Money, as an API.

Create accounts, issue cards and move money in a few lines. Typed SDKs, idempotent requests, webhooks for every event.

Uptime

99.999%API availability, last 12 months

Speed

84msMedian response time
Read the docs
200 OK · 84mstransfer.completed

Customers

Built with the people
who use it every day.

From two-person studios to 400-person marketplaces — teams in 160 countries run their money on Amper.

Kwame · Fieldwork

Fieldwork · New York

“We pay 41 contractors in 12 countries on a Friday afternoon. It used to take a week.”

Kwame AsanteCOO
Rosa · Lisbon
Theo · Halftone

Halftone · Milan

“The FX savings alone paid for our first hire.”

Theo MarchettiFounder
Ines · Studio Ottilie
Priya · Parcel°

Studio Ottilie · Berlin

“Every card has a limit, every receipt has a home. Month-end is boring now.”

Ines DuarteFinance lead

Security

The safe way
to move money.

Regulated partners, real-time fraud checks and humans on call around the clock.

Protected

Funds held at tier-one partner banks, insured up to $5M.

FDIC pass-through Safeguarded EU funds SOC 2 Type II

Watchful

Real-time fraud checks on every payment, every card swipe.

Blocked: unusual login from a new device That wasn't me 👍

Loved

4.9 rating from 12,000+ reviews. Real humans, 24/7.

Plans

Simple plans.
No surprises.

Starter

$0/mo

For freelancers and new companies getting set up.

Start free
  • USD, EUR & GBP accounts
  • 3 virtual cards
  • 0.6% FX fee
  • Email support

Growth · Most popular

$49/mo

For teams paying people and suppliers worldwide.

Start 30-day trial
  • 10 currency accounts
  • Unlimited cards & budgets
  • 0.41% FX fee
  • Batch payouts & Treasury

Scale

$199/mo

For finance teams that need control and an API.

Talk to sales
  • All 40 currencies
  • Full API & webhooks
  • 0.25% FX fee
  • Dedicated manager

Any questions?

FAQ

Can't find it here? Our team answers in under 4 minutes, 24/7.

Talk to a human
Is Amper a bank?

No. Amper is a financial technology company. Accounts are held with regulated partner banks and electronic money institutions, and your money is safeguarded or insured depending on region.

How long does it take to open an account?

Most businesses are verified in under 10 minutes. You'll need your company registration details and an ID for each owner with more than 25%.

Which countries can I pay?

You can send to 160+ countries in 40 currencies. Most popular routes arrive in seconds; the rest typically within one business day.

What exchange rate do you use?

The mid-market rate — the one you see on Google — plus a transparent fee from 0.25% to 0.6% depending on your plan. No markups hidden in the rate.

Can I connect my accounting software?

Yes. Amper syncs with Xero, QuickBooks, NetSuite and Sage, and exports clean CSVs for everything else.

Is there a minimum balance?

No minimums, no monthly fees on Starter, and you can cancel any time.

A hand holding a phone, backlit

Get the app

Amper

Open a business account in minutes.
No paperwork, no branch, no minimums.

Vol 1.0
iOS & Android